What we offer
Our Solutions
Full-service payment processing for merchants, plus the platform tools agents and ISOs run their business on. From terminals to analytics, we cover every part of the payment stack.
Payment Processing
For merchants: competitive rates, transparent pricing, and the equipment and gateways your business needs to accept payments anywhere.
Dual Pricing & Surcharging
Offer a cash price and a card price, so the card networks’ fees stop coming out of your pocket. We handle the setup, signage, and compliance so you can focus on your business.
> CASH PRICE ........ $10.00
> CARD PRICE ........ $10.40
> YOUR MARGIN ....... UNTOUCHED
Interchange-Plus Pricing
The most transparent pricing model in the industry. You pay the card networks’ true wholesale cost (called interchange) plus one small, disclosed markup. No bundled surprises.
TRUE COST + ONE MARGIN. THAT’S THE FORMULA.
Virtual Terminals & E-Commerce
Accept payments online or key in transactions with trusted gateways including NMI and Authorize.net. Integrates with your website or invoicing workflow.
Mobile Payments
Accept payments on the go with mobile card readers and tap-to-pay solutions. Perfect for service businesses, pop-ups, and field sales.
Next-Day Funding
Get your money faster. Eligible merchants receive deposits the next business day, improving cash flow without the wait.
Send your most recent processing statement and we'll show you exactly what you'd pay with Kairos. No commitment, no pressure.
Real hardware, pictured
Terminals & Equipment
Terminals from Valor, Dejavoo, Clover, and PAX. Countertop, wireless, and mobile options for any business environment. A few of the machines we deploy every week:
Countertop · Android
Dejavoo QD4
Touchscreen countertop terminal for full-service checkout.
Smart POS · Flip Display
Dejavoo P18
All-in-one Android POS with a flip display for customer-facing checkout.
Wireless · Dual-Comm
Dejavoo Z9
Field-proven wireless workhorse for deliveries and mobile service.
Self-Service · Kiosk
Dejavoo D22
Self-ordering kiosk that keeps the line moving at busy counters.
Kairos Kontrol Center
The Kontrol Center is the nerve center of your payment operations, built for merchants watching their own account and for the agents and ISOs who manage whole portfolios. Every transaction, every statement, every rate change: visible, trackable, and actionable from a single dashboard.
Account Dashboard
Bird’s-eye view of your processing activity with real-time KPIs and trend analysis.
Statement Analysis
Automated line-by-line statement review that flags overcharges and identifies savings.
Rate Monitoring
Proactive alerts when the card networks change their rates or when your effective rate drifts upward.
Portfolio Management
For agents and ISOs (independent sales organizations): manage merchant relationships, track residuals, and monitor performance.
Compliance Center
PCI-DSS monitoring, risk alerts, and regulatory compliance tracking built in.
Real software, sample data, refreshed as the product ships
Real software, sample data, no live portfolio shown
Your AI co-pilot
Kairos Hive
Built for agents and ISOs, Hive is the AI-powered knowledge base that turns the payments industry’s fine print into plain English. Ask a question, get an answer with its sources attached: rates, compliance, interchange, boarding policy, all of it.
Natural Language Queries
Ask questions like you’d ask a colleague. Hive understands context and nuance.
Source Transparency
Every answer cites its data sources. Verify any insight with one click.
Statement Autopsies
Feed Hive a processing statement and it itemizes every fee, flags the junk, and totals the savings.
Industry Knowledge
Pre-trained on payments industry data, regulations, and best practices.
See It With Your Own Numbers
Screenshots are nice; your data is better. Book a walkthrough and we'll drive the Kontrol Center and Hive live. No deck, no script.
