Terms of Service

About This Site

This website is operated by Kairos Card Services. It exists to explain what we do, answer your questions, and start conversations. Using the site doesn’t create a merchant agreement — processing relationships are governed by their own signed agreements.

Free Statement Analysis

The statement analysis is free and carries no obligation. We review the statement you share, show you a comparison, and the decision is yours. We don’t pressure, and the analysis does not commit you to anything.

Savings comparisons are estimates based on the statement you provide. Actual results depend on your final pricing agreement and your processing activity.

Acceptable Use

Don’t use this site to do anything unlawful, attempt to break or probe it, or submit information that isn’t yours to share.

Content & Trademarks

The Kairos name, the Kardi mascot, and the content on this site belong to Kairos Card Services. Please don’t reuse them without asking us first.

No Warranties; Limitation of Liability

The site is provided as-is. We work to keep the information current and accurate, but we don’t warrant that every detail is error-free at every moment. To the extent permitted by law, Kairos Card Services is not liable for damages arising from use of this website itself.

Changes & Contact

If we update these terms, we’ll update the date below. Questions? Email info@kairoscardservices.com or call (305) 686-4690.